Our Services
Banking and Finance Division
Services for secured creditors and lenders
A unique offering.
With a dedicated Banking and Finance team that is highly experienced and skilled across a wide array of industries, business lending products and services, our national team can assist lenders and borrowers navigate through the many issues financial distress can present.
Our services include:
- Strategic advisory, advocacy and dispute resolution support for lenders and borrowers
- Debt restructuring and placement
- RR Property – Addressing secured asset realisation
- RR Agriculture
- RR Debtor Finance
- Legislative and regulatory borrower arrears or default options
Our People
- Charles Saliba – National Head of Banking & Finance
Strategic advisory, advocacy and dispute resolution
No lending arrangements are the same. Our team can assess the unique circumstances surrounding a particular financial distress matter and offer sound, credible solutions for both commercial lenders and borrowers.
In understanding the requirements of lenders and the needs of borrowers, RR have a sound reputation for balancing the interests of all parties in a professional and respectful manner. RR have acted for major Australian banks and financial institutions and have provide advocacy support for commercial borrowers.
Ideally engagement with RR and other support advisors is at a stage before it is too late to implement remedial solutions. If, however, obligations under Australian law require consideration of formal appointment options, RR can assist via Legislative and regulatory borrower arrears or default options.
Debt restructuring and placement
Our Banking and Finance team are highly skilled in preparing and analysing commercial funding requirements.
RR can conduct the assessment of liquidity and working capital funding needs and identify the correct structure for medium or longer term debt.
With an in depth understanding of financial markets and products, RR are expertly positioned to liaise with suitable sources of funding for transaction placement.
RR property
Our Banking and Finance division offer a dedicated team to address the complexities of secured property realisation for lenders.
Lending facilities can be subject to deteriorating financial performance, leading to default and at times, debt recovery as a last resort. By nature, the circumstances surrounding such lending and property held as security can be complex, subject to many regulatory requirements and difficult to manage. With extensive experience and specialisation in this field, RR Property are well positioned to assist lenders maximise the value of the property held as security.
With our extensive market knowledge and field expertise, RR Property are equally able to offer services to borrowers by providing advice when seeking how best to facilitate and orderly sale of assets securing lending facilities.
RR Agriculture
Agricultural lending can be a highly specialised arhttps://rodgersreidy.com/wp-admin/upload.phpea of banking and finance. Many financial institutions recognise this aspect and have developed standalone segments within their lending businesses to better service their agricultural customers. Equally RR reflect this need and have dedicated specialists, with extensive agricultural banking experience to support lenders in the Agricultural space.
Brochure | Agribusiness Trusted Advisors
Our RR Agriculture People
RR Debtor Finance
Debtor or Invoice Financing and Factoring play an important role in the provision of working capital and liquidity finance. A relatively specialised area of lending, that differs from other business finance products in structure, operation and legal aspects, financiers in this field require the confidence that support service providers fully understand the intricacies of this lending.
The RR Banking and Finance division offers specific support and services to providers of debtor finance, including pre lending due diligence, invoice and debtor verification, customer field reviews, collections and recovery.
Legislative and regulatory borrower arrears or default options
The RR Banking and Finance division can provide assistance for creditors and business directors when subject to financial stress.
Under Australian law secured creditors have several options available to them when a borrower defaults on their lending facilities.
These options include:
- An independent business review of the borrowers business (IBR)
- An agent for the mortgagee in possession (AMIP)
- A controller
- A receiver or a receiver and manager
- A voluntary administrator or a liquidator
Similarly, business owners and directors have options available when subject to creditor pressure.
These options include:
- A voluntary administrator or a liquidator
- Small Business Restructure (SBR) (link)
